Make a Retirement Plan

Most people when thinking about retirement ask ‘How much capital in super to I need?’ This is a fair question but the wrong questions to start with. The first question is, how much income do we need to live and meet my retirement lifestyle goals?   The...

What Bitcoin forgot to tell you about Bitcoin

So working in the finance industry I’ve started to attract the attention of worried people who continually bury their heads in the sand and those who are seeking a quick profit from what they envision me as an ASX shares tarot reader.  Especially in regards to a...

Money and starting a family

I think the first consideration is having an understanding of your income and expenses and knowing how you will be able to cope on a single or reduced income.  This will help in making decisions around how much maternity or paternity leave you can take.  It would also...

RBA Cash Rate – ON HOLD 1.5%

At its first meeting for 2018, the Reserve Bank of Australia (RBA) decided to leave the official cash rate unchanged at 1.5 percent. What does this mean for interest rates? With the latest Australian Bureau of Statistics’ consumer price inflation report (CPI)...