Our Approach


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We educate & guide you with expert strategic advice to achieve your dream lifestyle.

The Planning Process

Identifying your goals

This is the most important element of the process.

We help you identify your financial goals and what is most important to you about lifestyle, family and money.

This should be the fun part of the process. Talking about your ‘life bucket list items’ , what’s most important, your priorities or what worries you the most.

When do you want to retire, that house you want to buy, leaving a legacy for the children, taking the annual overseas holiday, anything you can imagine?

This can be challenging for some people which is why our experienced adviser’s can help guide you to describe and prioritize what’s most important.

Assessing your financial situation

We will take a good look at your position today.

Assets, liabilities, income and expenses ( a budget to help you understand what it costs you to live), insurance, superannuation and investment or tax strategies.

We obtain an accurate snapshot of your total financial position today.

Research, Analysis and Projections

This is key, we simplify the complex and give you clarity.

We will undertake full research of all your current financial products and strategies to determine if they are working for you and in your best interest to meet your financial objectives.


After helping you prioritise your financial goals, we put this into a clear financial picture.


This is projected forward in current and future dollar values using our tailored financial planning software.


We then connect the two. Current position and strategy to future financial needs. This is clearly presented using our Retirement and Wealth Projection Tool. (It is a compliant and audited piece of software).


The outcome of these steps is we identify the best strategy for you to meet your goals. We will come up with solutions and include Plan B’s.



Preparing your financial plan

Our findings and research will be presented in a tailored financial plan that will give your clarity of outcome and clear steps.

This document will help paint a clear picture of the strategies and steps to follow so you financial goals and priorities may be achieved.

Our Wealth and Retirement Projections is the part of the process our clients value the most. It provides a clear picture of the future you, financially and how you can meet all your goals.


We present the findings and outcomes as an education for our clients. It is important that our clients not only have the solution and steps to go forward but gain knowledge to help understand what we are recommending and why we are doing it.

This important document becomes the blue print and starting point to your financial and wealth journey.

Our range of tailored ongoing services suit every need and budget.

Implementing the Recommendations

After discussing all outcomes and if any fine tuning on any recommendations is required, we will help implement any changes.

Sometimes this process may seem overwhelming or complex. We will do our best to make these steps smooth, efficient and hassle free.


Where appropriate, your financial planner may work with other specialist professionals, such as your accountant or solicitor.

Reviewing the Plan

We will communicate with you and review your strategy moving forward, meeting you regularly (usually once or twice per year).

This is because your circumstances, lifestyle and financial goals are likely to change over time, so it’s important that your financial plan is regularly reviewed, to make sure you keep on track.

We also guarantee the environment will change. Government policy, superannuation, taxation and investment markets. You and your plan will need to change and evolve in respect to these external influences.

What you need to prepare or provide

Having a detailed or basic budget prepared will also be ideal.

What worries you about your financial position today?

What it is you want to change in your financial position?

What you want to achieve financially?

We will be asking you these questions, so having an idea of of what’s important to you financially is a good start.

(If you find these questions hard to answer, then you really need our help. We can start you off).

We also need the basics of assets liabilities, information on super, investments and insurances. Preparing any printed statements or written notes on these details will assist us to see your full financial circumstance.

The outcome of what to expect

By engaging in the whole process you will have a clear picture of what your financial future will look like.

You will have clear steps and way forward of how to meet these goals.


You will have a team of local professionals with you the whole way, who genuinely care about you.

What makes us different?

At Kelly Wealth, we are goals based advisers.

We work with you in deciding what goals are most important to achieve.  Solutions are never the same for any two people.

Why does this make us different?

By understanding your goals and why they are important to you, it becomes personal for us to. We want you to reach your goals!

We educate & guide you, with expert strategic advice, to achieve your dream lifestyle.

Client trust & peace of mind is paramount because we care.

We are here to help.