Planning for Retirement
Book your consultation today
We educate & guide you with expert strategic advice to achieve your dream lifestyle.
Your Future Retirement, with Clarity.
“I wish we did this 10 years ago!” – That’s one of the most common things we hear from new clients.
The ideal time to start planning for retirement is in your 40s or early 50s. Starting early gives you the confidence and freedom to enjoy life without financial stress.
Here’s what early planners experience:
- Peace of mind knowing their money will last throughout retirement.
- Confidence that they can afford the lifestyle they’ve always envisioned.
- More time to focus on those bucket list dreams—and make them happen.
- Greater enjoyment of life, free from financial uncertainty.
- Often, excess retirement income that can be reinvested for future growth.
- Clarity and confidence in their superannuation and investment strategy.
- Enter retirement with Clarity Through Strategy
Goal Setting
– Assisting you in determining what you want your retirement lifestyle to look like.
– Helping you determine what action you need to take now to meet that lifestyle goal.
– Helping you determine when you can retire.
Wealth Creation
– Should you pay off your home loan or make additional super contributions?
– Should you invest in a super or in an investment outside of super.
– Should you utilise a Transition to Retirement strategy to minimise your income tax payable?
Superannuation Review
– How should your super be invested?
– Growing your super and taking advantage of unused super contribution caps.
– Contribution splitting for couples.– Reducing superannuation fees to assist with growth.
Investing
– Should you invest your surplus funds in the stock market, managed funds, or ETFs
– Is it better for you to invest in property or shares?
Financial Modeling
– How are you tracking and what will your retirement look like?
– Will you have enough retirement income?
Centrelink
– Will you be eligible for Centrelink and how much can you expect?
– Preparing your finances to maximise government benefits.