Your Financial Guide Newsletter March 2022I’m sure when 2022 started, we were all hoping for a positive and less dramatic year considering the last 2 years. Sadly it’s not the case, and like the rest of the world we are deeply saddened with he current plight of the people of Ukraine and the flood victims of QLD and NSW. This edition, we welcome another new team member, Bree. We talk about the superannuation contribution changes that could benefit anyone over age 65. We explain Dollar Cost Averaging (DCA) strategy and why its so effective. Finally we provide an investment market and economic update as well as an experts view on the local property market. As always, if you have any family or friends who you feel could benefit from a meeting with one of our advisers, please share this email or contact our team on 4041 2055 or admin@kellywealth.com.au   What’s New?
Welcome Bree
Bree has joined the KWS team as a Client Services Officer. Bree is currently studying a Bachelor of Business and a Bachelor of Laws at JCU, which she is enjoying. Prior to joining the Kelly Wealth team, she spent six years working in Pharmacy as a Pharmacy Assistant and has enjoyed the change in scenery. With her, she brought her enthusiasm and her customer service experience. In her spare time Bree likes to read, spend time with family and friends, and hit the gym.
 Money Guide“Dollar cost averaging” as an investment strategy explained. Click here for the article and case study. Written by Dave Haydon
Strategy GuideSuperannuation Changes With all that is going on in the world, there have been some super changes which have flown under the radar. What are the changes? Read on…. Written by Brent Cerutti
 Property GuideCairns Property Market Update Some amazing insights into the Cairns Property Market. Property prices increase, property listings decrease. Read the full report here…. Written by Karl Latham from Twomey Schriber Property Group
 Wealth GuideInvestment and Economic Snapshot How is the share market shaping up with all that is going on. Read the report here… Written by Quilla and the Kelly Wealth Services Investment Committee.  DISCLAIMER: This information was prepared by us as part of YFG Cairns Pty Ltd trading as Kelly Wealth Services. YFG Cairns Pty Ltd is an Authorised Representative of Your Financial Guide Pty Ltd AFSL 511377. Kelly Wealth Services’ advisers are Authorised Representatives of Your Financial Guide Pty Ltd ABN 55 628 589 211 and operates under Australian Financial Services License No. 511377. General advice and general educational information in this newsletter has been prepared as an overview or summary only and it shouldn’t be considered a comprehensive statement on any matter or relied upon as such. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness to your objectives, financial situation and needs. By accessing and viewing this newsletter you agree to be bound by the Terms and Conditions of this newsletter.  |
Make a Retirement Plan
Most people when thinking about retirement ask ‘How much capital in super to I need?' This is a fair question but the wrong questions to start with. The first question is, how much income do we need to live and meet my retirement lifestyle goals? The following...
