Brent Kelly with Murray Jones, 4CA Radio Spot, 8:00am Weekdays

Radio Brent Kelly with Murray Jones, 4CA Radio Spot, 8:00am Weekdays Cairns Finance Advisor

 

 

 

 

 

 

20th July 2016, Monday

Today on 4Ca Brent talks about buying insurance- How to get the best value and advice.

__________________________________________________

18th July 2016, Monday

Today on 4CA Brent talks about fixed lending rates- the great deals available and reasons to fix and warnings.

__________________________________________________

13th July 2016, Tuesday

On 4CA today Brent Cerutti talks about the challengers of aged care, and what you need to consider.

__________________________________________________

12th July 2016, Monday

On 4CA today Brent talks about Self Managed Super why it is a big decision to start one up.

__________________________________________________

8th July 2016, Friday

Today on 4CA Brent discusses emerging markets as an investment opportunity to be aware of- higher return at some higher risk.

__________________________________________________

6th July 2016, Wednesday

Today on 4CA Brent talks about federal government limbo we are in and impact of making a decision on super and investing.

What are the super changes and investment changes of each political party Coalition and Labor.

__________________________________________________

4th July 2016, Monday

This morning on 4CA Brent provides some great tips to start your financial year. From budgeting, super and lending. Start off on the best financial foot!

__________________________________________________

1st July 2016, Friday

Today on 4CA Brent talks about a great opportunity for first home buyers- The Qld Government First Home Owners grant.

Tips for those wanting to apply for it.

__________________________________________________

30th June 2016, Thursday

Today on 4CA bring provides more retirement tips. What do you do with debt before or at retirement?

__________________________________________________

17th June 2016, Friday

Today on 4CA Brent talks about end of financial year is one week away. Some tips to consider before then to minimize tax and super.

__________________________________________________

16th June 2016, Thursday

Brent on 4CA this morning discusses those retirement myths.

__________________________________________________

14th June 2016, Tuesday

Today ion 4ca Brent talks about the softer side retirement. The non financial aspect of retiring.

__________________________________________________

26th May 2016, Thursday

Brent touches on our Rich and retired Seminar and talks about the challenges for those who are self-employed when planning for retirement.

__________________________________________________

25th May 2016, Wednesday

Today Brent reminds those on the Centrelink  Aged Pension

Who may be affected by changes being implemented Jan 2017, and also what to do if you’re impacted.

___________________________________________________

24th May 2016, Tuesday

Rich & Retired Invitation – Reasons to attend this workshop.

___________________________________________________

19th May 2016, Thursday

Rich & Retired Invitation – Reasons to attend this workshop.

___________________________________________________

12th May 2016, Thursday

Today on 4CA RICH AND RETIRED series continues and Brent refers to supers changes and the impact on retirement planning.

Plus invitation to our ‘Rich & Retired workshop on the 18th June 2016. Spaces are limited so call now to hold your seat 4041 2055.

___________________________________________________

5th May 2016, Thursday

Following on from Brent’s RICH AND RETIRED series on 4CA.

Lock in Saturday 18th June for our Retirement Planning Workshop.

Get started to achieve your retirement dreams.

Register your seat today email admin@kellywealth.com.au

___________________________________________________

4th May 2016, Wednesday

Today on 4CA Brent provides a summary of the super changes that were proposed and handed down in last nights 2016 Federal Government Budget.

___________________________________________________

3rd May 2016, Tuesday

Today on 4CA Brent continues with the ‘RICH AND RETIRED’ Series. Today it is about Holistic Retirement Planning.

Meeting the physical health / mental health and financial health element of retiring.

___________________________________________________

28th April 2016, Thursday

This morning on, Rich and Retired segment Brent discusses ‘generation X’s’.

For some, only 15 years to retirement. Are you reducing debt or creating wealth or both?

___________________________________________________

22nd April 2016, Friday

Today on 4CA Brent talks about some medium and smaller tier lender’s who have sneakily increased variable mortgage rates this year. Outside of any reserve bank rate increase. Pays to see a broker- call Lainie on 4041 2055

___________________________________________________

21st April 2016, Thursday

Retirement series – ‘Rich and Retired’

Brent discusses the Tri-lemma of investing for pre-retirees and retirees.

___________________________________________________

19th April 2016, Tuesday

The first of our ‘RETIREMENT SERIES’ of tips tricks and must do’s when planning for retirement.

Will you out live your retirement nest egg?

___________________________________________________

18th April 2016, Monday

Today on 4CA Brent shares economists consensus expectation of  GDP growth rates and inflation rates for Asia region.

___________________________________________________

11th April 2016, Monday

Today on 4CA Brent discusses the very important change impacting aged pension from 1st Jan 2017. Important to review, in case you will be affected.

____________________________________________________

8th April 2016, Friday

Today on 4CA Brent talks about the Australian Residential Property market and the need to be cautious if you’re investing.

____________________________________________________

7th April 2016, Thursday

Brent discusses our latest newsletter and what interesting information and articles are available.

To register for our newsletter just visit the homepage and add your details.

____________________________________________________

6th April 2016, Wednesday

Today on 4CA Brent talks about how a survey has revealed that the next generation of Australians may find it harder to cope financially than this current generation.

____________________________________________________

1st April 2016, Friday

Today on 4CA Brent gives an overview on small cap funds. What are they and who should invest in them.

_____________________________________________________

31st March 2016, Thursday

This morning on 4CA Brent highlights some new retirement stats. More Australians are planning to work past age 70.

Key message is to start “planning earlier”.

______________________________________________________

30th March 2016, Wednesday

Today on 4CA Brent discusses the concept of ethical investing. How to do it and is it worthwhile.

______________________________________________________

29th March 2016, Tuesday

Today on 4CA Brent talks about the share market for 2016. Opportunities, threats and how to manage it.

______________________________________________________

24th March 2016, Thursday

Today on 4CA Brent points out some great options for making insurance affordable for small business owners.

______________________________________________________

22nd March 2016, Tuesday

Today on 4CA Brent talks about the changes to aged pension due to impact people on 1 Jan 2017. Important to seek advice now.

______________________________________________________

18th March 2016, Friday

Today on 4CA Brent talks about the Comminsure scandal and how most insurance companies are efficient and professional in all insurance claims.

______________________________________________________

17th March 2016, Thursday

Today Brent discusses the importance of updating your super account beneficiaries.

______________________________________________________

15th March 2016, Tuesday

Today on 4CA Brent talks about Private Health Cover and some great tips when it comes to finding cover.

_______________________________________________________

14th March 2016, Monday

Today on 4CA Brent discusses hedge funds, the pros and cons.

_______________________________________________________

10th March 2016, Thursday

Today on 4CA Brent talks about investment returns for last 1-5 years and the long term average.

_______________________________________________________

8th March 2016, Tuesday

Today being ‘International Women’s Day’, Brent gives some key financial stats on why women are financially disadvantaged compared to men.

_______________________________________________________

7th March 2016, Monday

Today on 4CA Brent talks about a simple tip to boost your super.

_______________________________________________________

3rd March 2016, Thursday

Today on 4CA Brent simplifies ‘TTR’ – Transition to Retirement strategies.

_______________________________________________________

2nd March 2016, Wednesday

Today on 4ca Brent talks about lending rates. There are some fantastic looking rates but you need to know the comparison rate.

_______________________________________________________

24th February 2016, Wednesday

Today on 4CA Brent discuss’s why it is important to protect your income.

_______________________________________________________

23rd February 2016, Tuesday

This morning on 4CA Brent talks about superannuation – 3 TOP SUPER TIPS.

_______________________________________________________

22nd February 2016, Monday

Today on 4CA Brent talks about Hybrids as an investment.

_______________________________________________________

18th February 2016, Thursday

Today on 4CA Brent talks about Retirement Planning – the non-financial aspects that are essential to consider.

________________________________________________________

16th February 2016, Tuesday

Brent today provides some positive economic news, which has been rare recently.

________________________________________________________

15th February 2016, Monday

Brent updates us on the current play in the financial market and talks about the CREATING WEALTHY WOMEN presentation.

Seats are limited, so to find out more information and book your seat please follow the link here.

_________________________________________________________

12th February 2016, Friday

Brent provides investment update with focus on dividends and also expands on possible problems when buying insurances online or over the phone. The pitfalls!

 

Saving Australia’s Affordability Crisis

18th June 2016
Credit:  Your Mortgage

Housing affordability is one of Australia’s biggest problems at the moment, with prices rising at a rate faster than those of rents and household income. However, the government is doing little to address this issue, so real estate group Starr Partners chief executive Douglas Driscoll offers his own solutions to solve the housing affordability crisis.

One of his solutions is to offer discounted mortgage rates for first home buyers.

“Subsidies already exist for students, with the availability of extremely competitive low interest rate loans and study assist loans, so why can’t something similar be offered to first home buyers?” Driscoll asked. “Home ownership is not a democratic right, but it is certainly something that a government should help encourage and financially facilitate.”

Driscoll also suggested limiting negative gearing, as the working class cannot always benefit from it. Though the two main political parties are on the opposite sides of this issue, he believes that the solution lies somewhere in between.

“Rather than abolish negative gearing altogether, it could perhaps be less generous or capped to a certain number of properties,” he said. “This would only apply to new transactions with any existing investments being grandfathered.”

Driscoll also claims that first home buyers should be exempted from paying “the exorbitant cost of stamp duty,” and should be allowed to purchase using their superannuation. “It should be structured as an interest-free loan, with repayments being made over a long-term period with the full amount needing to be settled before the maturation of the fund,” he said.

Significant investment in regional towns can also make rural areas more attractive to buyers and prevent them from migrating to metropolitan areas with soaring house prices. Driscoll also believes that shared ownership—a practice in the UK—will also work well in Australia.

With interest rates at their lowest for more than 50 years, there are some great rates available, let us help take the leg work out of doing this and assist you to get a better deal.

Contact Lainie at Kelly Wealth Lending Services for your complimentary and obligation free quote.

lending@kellywealth.com.au

 

 

fair housing month Saving Australias Affordability Crisis Cairns Finance Advisor

REIQ Vacancy Rate Report – Media Release 12th May 2016

Vacancy rate data confirm growing pressure on rentals  in SEQ.

The REIQ March quarter 2016 Vacancy Report has revealed the rental market in the southeast corner is operating in a very healthy to tight conditions, wish pressure building in some key ares for more investors and more rental accommodation to meet demand.

Cairns has been the standout regional centre, with further tightening of the vacancy rate, from 2.5 per cent down to 2.1 per cent.

“The Cairns property market is showing signs of consistent, solid improvement and this is a reflection of the broader economy which has rebounded well from the post-GFC woes,” Ms Mercorella said.

“There are some great signs of recovery in Cairns, including significant levels of development already taking place.”

Read More…….

 

rent REIQ Vacancy Rate Report   Media Release 12th May 2016 Cairns Finance Advisor

 

 

 

Financial Advice and you

Have you asked yourself any of the following questions?

  • What kind of financial advice do I need?
  • Where is the best place to get advice?
  • Why should I get advice?
  • Where do I start?

ASIC are the regulators of financial advice and financial products and have an informative website for investors and consumers called MoneySmart.

There is a great booklet that can answer all of your above questions and more. Click here to read.

Call Kelly Wealth today on 07 4041 2055 for a no obligation appointment to discuss your financial future with one of our advisers today.

Financial Planning – a checklist

If you’re not using a financial adviser, this checklist highlights some of the common mistakes you might make and opportunities you may miss when you ‘go it alone’.

This checklist allows you to quickly check whether your existing investment strategy is covering the basics. You could also use the checklist to compare financial advisers and make sure you’re getting suitable advice.

If you find you answered no to many of these questions, or would just like some help or general direction. Call and make an appointment today 07 4041 2055.

 

Mortgage Focus MARCH 2016

Now the school year has started and we’re all back at work, it’s time to get ready for a great year ahead in our property markets. It looks as though market conditions will be more favourable for buyers this year, and we’re excited about helping you make your next move in 2016!

In this Issue:-

-What are the costs involved with buying a home?

-What is a depreciation schedule and why do I need one?

-What’s the best way to finance a new car?

-This months Wine and App Review

Read on…….KWLS Mortgage Focus MAR2016

 

Reserve Bank Mortgage Focus MARCH 2016 Cairns Finance Advisor

Creating Wealthy Women – Info Night 25th Feb – BOOK NOW!

FB KWS Creating Wealthy Women Flyer1 1 Creating Wealthy Women   Info Night 25th Feb   BOOK NOW! Cairns Finance Advisor

Creating Wealthy Women Info Night – Do you want to enter the property market?

FB KWS Creating Wealthy Women Lainie Poon Creating Wealthy Women Info Night   Do you want to enter the property market? Cairns Finance Advisor

BOOK Your Space NOW – Thursday, 24th February 2015!

Insurance and Protecting our Clients

Do Something Today Insurance and Protecting our Clients Cairns Finance Advisor

A very philosophical quote but also very relevant to how we manage our personal finances and insurances today…….

We can all DREAM of BIG financial goals and have a great lifestyle.

In other words, ‘have it all’! BUT, life still has risks.

Bad things can still happen.

BUT, financial losses can be avoided.

Insurance is an important part of every financial or investment plan.

Well researched and balanced Insurance can mean the difference between:

  • tragedy PLUS financial disaster and
  • tragedy BUT still achieving financial goals.

 

And for those in business or the self-employed. The risks may be greater BUT the needs are often very different. SPECIALIST advice is required.

Read on………

Creating Wealthy Women – Info Night

Calling all women who want to create wealth!!

Kelly Wealth is putting on a casual, empowering and fun evening for women to increase their financial know-how with no-fuss tips you can use.

Listen to expert and inspiring speakers while sipping champagne and enjoying nibbles and gorgeous giveaways.

Book your seat for Thursday 25th February from 6pm to 8pm.

$25 or $40 for you and a friend and you’ll get knowledge that could set you up for life.

admin@kellywealth.com.au

Ph 07 4041 2055

FB Save the Date Creating Wealthy Women    Info Night Cairns Finance Advisor

o WOMEN MONEY facebook Creating Wealthy Women    Info Night Cairns Finance Advisor

Book your No Cost, No Obligation Consultation

Please complete the form below to book your initial no cost, no obligation consultation
with one of our experienced Financial Planners.


Meet with us - we call you


Your Name (required)

Your Email (required)

Your Phone Number (required)

Your Message