Wealth Creation with Property or Shares – October 2016

 

 

KWS Wealth Creation Property and Shares THANK YOU Wealth Creation with Property or Shares   October 2016 Cairns Finance Advisor

CREATING WEALTH WITH PROPERTY OR SHARES.

BUILD KNOWLEDGE, BUILD WEALTH

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Hear from our expert speakers on – Property investing, share market investments
and borrowing to invest.

Understand the risks and how to manage them.

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The Line Up………

Brent Kelly and Brent Cerutti,  Financial Planners, Kelly Wealth Services
-are you keen to invest in shares but not sure where or when to start?
-we will explore the benefits of investing in shares and managed funds
-discuss managing the risks

Lainie Poon, Lending Advisor, Kelly Wealth Lending Services
-how do you prepare your finances before making the leap into property investment
-we will explore the different loan options suited to property investors, keeping you in control
-who do you need on your team

Craig Whaley, CEO of NPA Property Group
-learn from one of Australia’s most successful Property Advisors
-do you want to start your property investment journey or have you already started?
-we will hear some expert tips on building wealth using property and the opportunities available

Our aim is to share knowledge and information
and be available to provide advice when you need.

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VENUE DETAILS 

DATE:   Wednesday, 19th October 2016

TIME: 5:45pm for commencement at 6:00pm Sharp – 7:30pm

WHERE: Novotel Cairns Oasis Resort, Lake Street, Cairns

RSVP: Seating is limited – Booking is essential

BOOK HERE!

FOLLOW THIS LINK TO OUR BOOKING PAGE AND
FORWARD TO FAMILY, FRIENDS OR COLLEAGUES
WHO YOU THINK MAY BENEFIT

HIA – 2016 Pioneer NQ Cairns Housing and Kitchen and Bathroom Awards

MEDIA RELEASE, 14th November 2016

Cairns Builders Celebrate In a Spectacular Night

Over 260 HIA members, builders, guests and staff joined together on Friday night to celebrate the announcement of the 2016 HIA/PNQ Housing and Kitchen & Bathroom Awards which includes the Cairns Home of the year.
As the compare Scott Brown highlights, the event is the culmination and recognition of the best in residential construction in the cairns region for 2016 and demonstrates yet again the HIA members commitment to innovative tropical design, function, and great workmanship.
All of the major category winners will go onto the north Queensland awards later in November and if successful in those awards to compete in the HIA national awards in May 2017.

Full Media Release……Read On…..

Kelly Wealth – Proud Silver Partners

kws LOGO 747tag resize HIA   2016 Pioneer NQ Cairns Housing and Kitchen and Bathroom Awards Cairns Finance Advisor

kws lending LOGO+tag 300dpi HIA   2016 Pioneer NQ Cairns Housing and Kitchen and Bathroom Awards Cairns Finance AdvisorHIA HIA   2016 Pioneer NQ Cairns Housing and Kitchen and Bathroom Awards Cairns Finance Advisor

Your Financial Guide Newsletter – NOV 2016

newsletter Your Financial Guide Newsletter   NOV 2016 Cairns Finance Advisor

Kelly Wealth Services – Your Financial Guide – November 2016

We are well and truly in Christmas Countdown.

Read on for details about the Centrelink changes in January 2017, The U.S. Election and its expected impact, SMSF Borrowing, KWS Office Christmas closure dates and the full Mortgage Focus newsletter from Lainie.

Lots of great info – grab a cuppa and relax!

Kindest regards,

Brent Kelly and The Kelly Wealth Services Team

Read on……

 

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“Success doesn’t happen overnight.
Keep your eye on the prize and don’t look back”
-Erin Andrews

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Kelly Wealth Lending – Mortgage Focus – NOV 2016

Conditions are great for home buyers and borrowers! Are you ready to tackle all the excitement of our very busy Spring property markets?

And also covered in this months newsletter….

  • 5 Business Professionals worth their weigh in gold
  • What to know about Interest Only home loans
  • Established or new?

Do you have more month and the end of your money??

Is it time to check your loan facility  – do you want to pay less interest each month?

Are you unhappy with your current Bank or loan facility?
Lainie can assist with a Mortgage Health Check

Read On – Mortgage Focus NOV 2016

Key to your new Home Kelly Wealth Lending   Mortgage Focus   NOV 2016 Cairns Finance Advisor

 

Kelly Wealth Economics Competition in association with Business Liaison Association (BLA) 2016

It is with great pleasure that we announce the winners for the Business Liaison Association and the Kelly Wealth Economics Competition for 2016. All entries received were of an excellent standard, once again showcasing the outstanding work of students in our region.

 

Year 11

Winner – $200 – Matthew Cornes, St. Augustine’s College

Runner Up – $150 – Krystal Laifoo, Cairns State High School

Encouragement Awards –

$75 – Joel Atkins, St. Augustine’s College

$75 – Nathan Richardson, Cairns State High School

 

Year 12

Winner – $200 – Munjeet Kaur, Cairns State High School

Runner Up – $150 – Raman Subbarethinam, Cairns State High School

Encouragement Awards –

$75 – James Anwyl, Cairns State High School

$75 – Samantha Hamilton, Cairns State High School

 

Congratulations once again to all students who entered.

We are very proud of our association with BLA and the outstanding efforts by all involved.

For more information about the BLA and their unique role in linking education and industry, visit www.bla.org.au

BLA Kelly Wealth Economics Competition in association with Business Liaison Association (BLA) 2016 Cairns Finance Advisor

 

Melbourne Cup 2016 – We take our numbers very seriously!!

For us here at Kelly Wealth – its all in the research and the numbers!!!

A bit of fun for Cup Day….. 😉

Enjoy the day wherever you are…..

Read on……

 

Melbourne Cup Melbourne Cup 2016   We take our numbers very seriously!! Cairns Finance Advisor

Brent Kelly with Murray Jones, 4CA Radio Spot, 8:20am Weekdays

Radio Brent Kelly with Murray Jones, 4CA Radio Spot, 8:20am Weekdays Cairns Finance Advisor

 

 

 

31st October 2016, Monday

Brent, has just returned from a study tour of Hong Kong and Shenzhen.

Today on 4CA He reflects on general economy and investment opportunity as a whole.

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18th October 2016, Tuesday

Today on 4CA Listen to Craig Whaley on his tips on shares.

Book now

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18th October 2016, Tuesday

Today on 4CA Brent explains the benefits of attending our PROPERTY AND SHARES SEMINAR tomorrow night.

Book now

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13th October 2016, Thursday

Today on 4CA Brent talks about Direct insurance – the ASIC are investigating the denial claims statistics which are much higher than the industry.

If you’re going to get insurance – do it right the first time.

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11th October 2016, Tuesday

Today on 4CA Brent talks about the Property and Shares dilemma. Which investment is best, how do you get the right knowledge?

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10th October 2016, Monday

Today on 4CA Brent talks about interest rates and how it impacts on investors and opportunities for borrowers.

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7th October 2016, Friday

Today on 4CA Brent discussed what’s the better option invest in property or shares. listen to find out the answer?

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6th October 2016, Thursday

Today on 4CA Brent talks about the biggest mistakes to avoid when buying investment properties

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29th September 2016, Thursday

Today on 4CA Brent talks about changes to transition to retirement strategy set from 1 July 2017. Everyone on a ttr needs to review.

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28th September 2016, Wednesday

Today on 4CA Brent talks about retirement for the self-employed. Challengers are greater and more complex. Need to plan earlier.

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27th September 2016, Tuesday

Today on 4CA Brent talks about the upcoming wealth creation seminar- building knowledge and building wealth using property or shares.

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26th September 2016, Monday

Today on 4CA Brent talks retiring for the self-employed- planning to sell your business

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22nd September 2016, Thursday

Today on 4CA Brent talks about how many parents are helping out their children financially and how to protect and structure family loans.

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20th September 2016, Tuesday

Today on 4CA Lainie gives a sneak peak into our upcoming seminar wealth creation.

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19th September 2016, Monday

Today on 4CA Lainie talks about trying to get a deposit together for your first home purchase it’s often the biggest hurdle, so today Lainie highlights ‘Family Guarantee’ options.  If Mum and Dad are willing to access equity in the family home (or other investments) and provide this as security, they may be able to help the kids into their own home sooner.

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15th September 2016, Thursday

Today on 4CA Brent discusses the current under insurance epidemic in Australia. And why Australians are financially protecting their loved ones.

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5th September 2016, Monday

Today on 4CA Brent talks about how to improve and gain financial literacy. Better financial knowledge improves your financial outcomes every time.

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31st August 2016, Wednesday

Today on 4 ca Brent talks about a white paper produced on the current state of retirement plans for Australians.

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11th August 2016, Thursday

Brent talks about GOLD, Why invest in gold.

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10th August 2016, Wednesday

Brent talks about TTR strategy, is it dead as a strategy for pre retirees..

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20th July 2016, Monday

Today on 4Ca Brent talks about buying insurance- How to get the best value and advice.

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18th July 2016, Monday

Today on 4CA Brent talks about fixed lending rates- the great deals available and reasons to fix and warnings.

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13th July 2016, Tuesday

On 4CA today Brent Cerutti talks about the challengers of aged care, and what you need to consider.

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12th July 2016, Monday

On 4CA today Brent talks about Self Managed Super why it is a big decision to start one up.

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8th July 2016, Friday

Today on 4CA Brent discusses emerging markets as an investment opportunity to be aware of- higher return at some higher risk.

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6th July 2016, Wednesday

Today on 4CA Brent talks about federal government limbo we are in and impact of making a decision on super and investing.

What are the super changes and investment changes of each political party Coalition and Labor.

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4th July 2016, Monday

This morning on 4CA Brent provides some great tips to start your financial year. From budgeting, super and lending. Start off on the best financial foot!

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1st July 2016, Friday

Today on 4CA Brent talks about a great opportunity for first home buyers- The Qld Government First Home Owners grant.

Tips for those wanting to apply for it.

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30th June 2016, Thursday

Today on 4CA bring provides more retirement tips. What do you do with debt before or at retirement?

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17th June 2016, Friday

Today on 4CA Brent talks about end of financial year is one week away. Some tips to consider before then to minimize tax and super.

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16th June 2016, Thursday

Brent on 4CA this morning discusses those retirement myths.

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14th June 2016, Tuesday

Today ion 4ca Brent talks about the softer side retirement. The non financial aspect of retiring.

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26th May 2016, Thursday

Brent touches on our Rich and retired Seminar and talks about the challenges for those who are self-employed when planning for retirement.

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25th May 2016, Wednesday

Today Brent reminds those on the Centrelink  Aged Pension

Who may be affected by changes being implemented Jan 2017, and also what to do if you’re impacted.

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24th May 2016, Tuesday

Rich & Retired Invitation – Reasons to attend this workshop.

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19th May 2016, Thursday

Rich & Retired Invitation – Reasons to attend this workshop.

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12th May 2016, Thursday

Today on 4CA RICH AND RETIRED series continues and Brent refers to supers changes and the impact on retirement planning.

Plus invitation to our ‘Rich & Retired workshop on the 18th June 2016. Spaces are limited so call now to hold your seat 4041 2055.

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5th May 2016, Thursday

Following on from Brent’s RICH AND RETIRED series on 4CA.

Lock in Saturday 18th June for our Retirement Planning Workshop.

Get started to achieve your retirement dreams.

Register your seat today email admin@kellywealth.com.au

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4th May 2016, Wednesday

Today on 4CA Brent provides a summary of the super changes that were proposed and handed down in last nights 2016 Federal Government Budget.

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3rd May 2016, Tuesday

Today on 4CA Brent continues with the ‘RICH AND RETIRED’ Series. Today it is about Holistic Retirement Planning.

Meeting the physical health / mental health and financial health element of retiring.

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28th April 2016, Thursday

This morning on, Rich and Retired segment Brent discusses ‘generation X’s’.

For some, only 15 years to retirement. Are you reducing debt or creating wealth or both?

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22nd April 2016, Friday

Today on 4CA Brent talks about some medium and smaller tier lender’s who have sneakily increased variable mortgage rates this year. Outside of any reserve bank rate increase. Pays to see a broker- call Lainie on 4041 2055

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21st April 2016, Thursday

Retirement series – ‘Rich and Retired’

Brent discusses the Tri-lemma of investing for pre-retirees and retirees.

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19th April 2016, Tuesday

The first of our ‘RETIREMENT SERIES’ of tips tricks and must do’s when planning for retirement.

Will you out live your retirement nest egg?

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18th April 2016, Monday

Today on 4CA Brent shares economists consensus expectation of  GDP growth rates and inflation rates for Asia region.

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11th April 2016, Monday

Today on 4CA Brent discusses the very important change impacting aged pension from 1st Jan 2017. Important to review, in case you will be affected.

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8th April 2016, Friday

Today on 4CA Brent talks about the Australian Residential Property market and the need to be cautious if you’re investing.

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7th April 2016, Thursday

Brent discusses our latest newsletter and what interesting information and articles are available.

To register for our newsletter just visit the homepage and add your details.

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6th April 2016, Wednesday

Today on 4CA Brent talks about how a survey has revealed that the next generation of Australians may find it harder to cope financially than this current generation.

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1st April 2016, Friday

Today on 4CA Brent gives an overview on small cap funds. What are they and who should invest in them.

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31st March 2016, Thursday

This morning on 4CA Brent highlights some new retirement stats. More Australians are planning to work past age 70.

Key message is to start “planning earlier”.

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30th March 2016, Wednesday

Today on 4CA Brent discusses the concept of ethical investing. How to do it and is it worthwhile.

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29th March 2016, Tuesday

Today on 4CA Brent talks about the share market for 2016. Opportunities, threats and how to manage it.

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24th March 2016, Thursday

Today on 4CA Brent points out some great options for making insurance affordable for small business owners.

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22nd March 2016, Tuesday

Today on 4CA Brent talks about the changes to aged pension due to impact people on 1 Jan 2017. Important to seek advice now.

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18th March 2016, Friday

Today on 4CA Brent talks about the Comminsure scandal and how most insurance companies are efficient and professional in all insurance claims.

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17th March 2016, Thursday

Today Brent discusses the importance of updating your super account beneficiaries.

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15th March 2016, Tuesday

Today on 4CA Brent talks about Private Health Cover and some great tips when it comes to finding cover.

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14th March 2016, Monday

Today on 4CA Brent discusses hedge funds, the pros and cons.

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10th March 2016, Thursday

Today on 4CA Brent talks about investment returns for last 1-5 years and the long term average.

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8th March 2016, Tuesday

Today being ‘International Women’s Day’, Brent gives some key financial stats on why women are financially disadvantaged compared to men.

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7th March 2016, Monday

Today on 4CA Brent talks about a simple tip to boost your super.

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3rd March 2016, Thursday

Today on 4CA Brent simplifies ‘TTR’ – Transition to Retirement strategies.

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2nd March 2016, Wednesday

Today on 4ca Brent talks about lending rates. There are some fantastic looking rates but you need to know the comparison rate.

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24th February 2016, Wednesday

Today on 4CA Brent discuss’s why it is important to protect your income.

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23rd February 2016, Tuesday

This morning on 4CA Brent talks about superannuation – 3 TOP SUPER TIPS.

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22nd February 2016, Monday

Today on 4CA Brent talks about Hybrids as an investment.

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18th February 2016, Thursday

Today on 4CA Brent talks about Retirement Planning – the non-financial aspects that are essential to consider.

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16th February 2016, Tuesday

Brent today provides some positive economic news, which has been rare recently.

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15th February 2016, Monday

Brent updates us on the current play in the financial market and talks about the CREATING WEALTHY WOMEN presentation.

Seats are limited, so to find out more information and book your seat please follow the link here.

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12th February 2016, Friday

Brent provides investment update with focus on dividends and also expands on possible problems when buying insurances online or over the phone. The pitfalls!

 

What is a comparison rate and why is it different to the advertised rate?

A comparison rate is the rate that all lenders by law must display next to their advertised interest rates. It’s a rate which takes into account some of the fees and charges of a home loan to give you a more accurate representation of a loan’s interest rate once the costs are taken into account.

A recent survey has revealed that the vast majority of homebuyers could be missing out on the best loans due to low levels of financial literacy.

Read on……..

 

 

apples What is a comparison rate and why is it different to the advertised rate? Cairns Finance Advisor

RBA Announcement – Sept 2016 – ON HOLD

Hope you’re well and enjoying the first few days of Spring. As expected, the Reserve Bank of Australia met this afternoon and left official interest rates on hold. Given they only dropped rates last month, it’s common for them to wait and see the economic impact of the previous cut before making any further changes.

 

More importantly for you, click here to see how each of our major lenders passed on the cut on the last month – http://www.acceptancefinance.com.au/august-rate-cut-summary/ .

 

Keeping track of your home loan rate (and how it compares to the market) is a tough exercise given how each bank has a different standard variable rate, and their discounts and promotion offers are constantly changing. To make your life easier, if we haven’t spoken in the last couple of years and looked your loan product and interest rate, it’s going to be worth your time giving me a call for a quick review. I’m here to ensure you aren’t paying above the odds, so feel free to make the most of my services.

 

For those of you interested, today’s RBA meeting marks the end of Glenn Stevens tenure as the RBA’s Governor. He has chaired 109 monthly meeting, increased rates 12 times, dropped rates 18 times, but most importantly, there have been no recessions during his leadership.

Until next time, stay well and talk soon.

Lainie and the KW Lending Team

 

RBA RBA Announcement   Sept 2016    ON HOLD Cairns Finance Advisor

Kelly Wealth Newsletter – Sept 2016

Welcome to the September edition of Your Financial Guide for 2016

This month we cover reverse mortgages, explaining comparison rates and discuss ‘panic selling’ of investments and their effects.

And Brent is taking on the Cardiac Challenge again – your support is always greatly needed and appreciated.

Happy reading.

Kindest regards,

Brent Kelly and The Kelly Wealth Services Team
Read On….

 

newsletter Kelly Wealth Newsletter   Sept 2016 Cairns Finance Advisor

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“The Biggest secret in financial success or success in any endeavor
is to think further ahead than most people do”
– TaxACT

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